Corporate Travel Insurance
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Journey Cover
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What Is Corporate Travel Insurance?

A Corporate Travel Insurance policy covers your Dental Practice for authorised business and leisure travel for those listed on the policy, including:

Directors & Committee Members

 

Employees

Family

Accompanying spouse / dependent children of the Insured.

Others

Other declared persons travelling on behalf of your business.

Corporate Travel Insurance

This policy covers specified events (listed under the tab below) whilst the traveller is engage in “travel” for the organisation during the policy period.

“Travel” means travel undertaken on the business of the Insured, authorised by the insured, and includes associated leisure travel, provided such travel involves a destination more than 100KMS from the place of departure for the commencement of the travel.

Cover commences from the time the Insured person leaves his or her normal residence or place of business (which is the place of departure) for the commencement of the travel and continues for a maximum period of 180 consecutive days or until the Insured person returns to his or her normal residence or place of business, whichever is first.

Note:

In most circumstances, Directors and nominated Executives and accompanying spouses and dependent children are covered for independent leisure travel (overseas and interstate).

Dependant Children– means an insured person’s unmarried children (including step or legally adopted children) who are: (a) under nineteen (19) years of age; or

(b) under twenty-five (25) years of age while they are full time students at an accredited institution of higher learning;

and at the time of an event giving rise to a claim are primarily dependent upon the insured person for maintenance and support and who travel with the insured person on the journey.

Please view the PDS for further definitions and more information.

Risks and Facts

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Amount of luggage lost wordlwide by airlines every hour of every day.
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Number of travel insurance claims processed by Bupa in 2010.
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Number of countries listed as 'Do Not Travel' 'High Caution' or 'Reconsider' on the Smart Traveller website in 2015.
Policy Overview

Policy Overview

This policy covers the Insured for the following:

  • Overseas medical expenses
  • Ongoing medical expenses in Australia
  • Overseas medical evacuation expenses
  • Loss of deposits and additional expenses
  • Luggage, person effects
  • Documents and credit cards / money
  • Electronic equipment and laptops etc.
  • Personal injury
  • Weekly injury benefit
  • Alternative Employee or Resumption of Assignment Expenses
  • Political risk and natural disaster evacuation expenses
  • Missed transport connection
  • Rental vehicle excess cover
  • Extra territorial workers compensation
  • Personal liability
  • Kidnap / ransom / extortion
  • Death
  • Corporate Traveller's family care spouse accidental death
  • Corporate Traveller's family Care education fund
  • Geographical limits - Worldwide
  • Optional non scheduled (charter) aircraft cover
    • The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. Please refer to the Product Disclosure Statement for specific information regarding the insurance cover.

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